Advantages

Attractive Interest Rates

The deposit pays attractive interest on all currencies and terms.
- This is our way to welcome you to BACB. You can start saving with as little as BGN 1,000. Your savings earn guaranteed return.
Convenience

You don’t have to visit Bank’s office or wait in lines:
- The deposit is opened online, without visiting Bank’s office, at time of your convenience
- You receive registration link for BACB Online – the online banking platform of BACB. It can be used to manage your online deposits, as well as to open new ones
- The incoming transfers to your Online Deposit are fee- and commission-free
Security

Your savings up to BGN 196 000 are guaranteed by the Bank Deposits Guarantee Fund. More information is available here.

You must be a Bulgarian citizen or a foreign citizen with a Bulgarian permanent residence permit.
You currently do not have an active current or other account with Bulgarian-American Credit Bank AD or have had only online deposits at the time of registration and filing the initial request for opening a new Online Deposit.
The deposit can be funded only from a personal account of yours opened in another bank in Bulgaria or in an EU country, Iceland, Norway or Lichtenstein, within a 15 calendar days period.
Upon termination of the deposit, your money will be returned to the sourcing account

Select the term and currency of the deposit. The minimum amount of the deposit is 1 000, and the maximum amount - 500 000 currency units
Fill-in the application on a computer or a mobile device, which will take about 5 minutes
Attach a photo/s of your ID (front and back) and/or a Permanent Residence Certificate if you are a foreigner, with a maximum size of 1 MB, in either of the following file formats: .pdf, .jpeg, .jpg, .png
Provide a valid email address and mobile phone number
Confirm your application by entering the code, received via SMS on the specified mobile number

For more information, please check section „Questions / Answers“